PayPie

PayPie

Video Transcript:

[Music]
hello ladies and gents welcome to my
channel
CJ you’ve been doing SEO videos very
recently we appreciate it very much but
you have any undervalued coins that you
want to look into and I had quite a few
suggestions and pape I kept coming up
and apparently they had a alpha release
as well now I saw paipai on corn market
care by I didn’t know much about it for
okay okay fine the amount of requests I
go I go absolutely bombarded to look
into it so I did apparently it’s
supposed to be similar to populist so
what I’m gonna do before I jump into the
alpha version which just got released I
think it was today or two days ago I’ll
just briefly scan through their website
so there you get a general idea of what
the coin is about what they are actually
doing and it’ll be about the business
model so very briefly and then I’ve just
done a little bit of research in bullet
points so rather than just reading out
the white paper I’ll just give it to you
a nice and quick everything you need to
know the main bullet points okay so
starting off just a credit risk
assessment on business accounting paper
a platform brings ultimate trust and
transparency to the financial markets by
introducing the world’s first risk score
algorithm algorithm based on business
accounting in other words transferred
translated into simple English is
basically crediting scores credit
scoring businesses on the blockchain
okay you might think what’s the big deal
but believe me if you’re a business or
an SME small or medium-sized enterprise
and you want to get a business loan
there’s a whole bunch of red tape and
hoops you have to jump through to get
that blockchain of course takes it to
the next level so why pay PI the market
risk score analysis is at the core of
most major industries within the
financial sector such as financing
compliance auditing credit insurance and
review the market is enormous and we’re
talking lots of money and nearly all
SMEs small and medium sized enterprises
undergo
furro and risk score check at any given
time the challenge
despite being mask vast the risk score
market for business is permeated with
discrepancies and inconsistencies that
create a challenge for the third parties
vetting them is just so outdated is
absolutely ridiculous okay
fraud and data manipulation are between
the main symptoms of the paranoia money
laundering happens not on a small level
it happens on the biggest levels I don’t
want to bring any negative examples
however if we look back I think it was
HSBC that was actually money laundering
or
drug cartels yeah that’s how big is
anyway and that oops oh yeah the
information disappeared or they go slap
on the wrist okay but with the
blockchain that’s not gonna be the case
because everyone’s gonna know where the
money’s coming from where it’s going but
I digress the solution enter pi PI pi PI
will bring the definitive answer to the
unreliability of this fractured system
with its unique risk algorithm this
algorithm is based on blockchain triple
entry accounting which guarantees that
the risk score is accurate and fraud so
we have the debit the credit which which
is the double double entry accounting
but we’re gonna bring blockchain into
this equation and now you have the
triple digit accounting that you just
cannot mess with because you can’t mess
with blockchain okay which is why the
powers that be hated so much quick
bullet points what’s the size of the
market sixty million businesses
worldwide that can be helped by
introducing blockchain into the
accounting software paipai due to
blockchain brings transparency and
efficiency and real time valuation to
credit scoring brings better visibility
into the health of the business reducing
the risk for lenders adding blockchain
record in the world of debit and credit
creates a triple entry accounting system
debit credit and now we go blockchain
don’t mess with that fine
Central reports for companies were
updated every six to 12 months Jesus
Christ a lot can change in six and
twelve months whereas now they’ll be
updated immediately okay more than 1,600
SMEs small and medium sized enterprise
prices currently use the paper software
that’s not okay better will be the
better version will be available shortly
I don’t know about the exact dates are
going to find out but shortly mean
shortly because the alpha version is out
usually what they do is check for bugs
dissing dine and the better versions out
patent prediction and data comparison so
they can evaluate the business to see
what sort of patterning the patterns it
goes through for example I’m
self-employed
I make more money during the summer and
less money in winter so that would be a
pattern recognition okay will eliminate
false inflated or duplicate reports
which I reckon is absolutely fantastic
because there is so much fraudulent
behavior going on not on the low levels
found a high higher tiers of businesses
and institutions so that will eliminate
that okay which is one I like this coin
built on the Furion blockchain it also
brings smart contracts into the finance
world with automatic execution of duties
smart contracts in the finance
environment antastic and not just to
buzzwords that really go together and
the PPT token obviously is going to be
the native currency in the platform more
exciting stuff is coming up so it’s
revolutionary evolution izing the
financial sector for companies it’s just
taken their old and just how do I say
revitalizes it makes it more efficient a
lot more faster a lot more transparent
okay not to be messed with of course has
a product real-world clients and will
world partners
I guess the fantastic bit about it
because there are so many coins on the
corn market cap they haven’t got any of
those
it’s just promises and promises however
let’s look in
to some numbers problem 70% of business
a business loan request get denied
simply because the banks don’t have
enough financial data or because they
just don’t like giving money out if
there’s some sort of risk involved
however that may not always be the case
sometimes they just won’t have that data
to back this up as we’ve had before
financial reports for companies get
updated every six to twelve months and a
lot can happen in that time okay
solution paipai allows the business to
operate or allows you to operate like a
bank they perform credit risk assessment
on businesses in real time and you the
token holder can look at the credit
score and the payment history of the
business and the customers and then lend
them the money using PPT tokens by
financing their invoices on the platform
so basically you can look at a business
look at its history look at its credit
score its clients and say you know what
I can afford to lend them out ten grand
and you give them a grant you give the
business alone okay they don’t have to
go to a bank to get a loan
you give money to the actual business
directly as a loan and then you collect
profits that’s just that’s pretty cool
that’s fantastic
okay all right banks are gonna be so
pissed now I have to keep my face close
to the microphone for the sound to be
okay I’m not making love to the
microphone is just for the quality of
sound now if I was to compare paid by to
another cryptocurrency I would compare
it to populist because they are in the
same niche same sort of market which is
amis small and medium-sized enterprises
business loans business credit scoring
now if we look at populist it’s at 68
dollars and 89 cents paipai on the other
hand is lagging big-time behind at two
dollars and sixteen cents what’s going
on why the big gap in price well simple
explanation if we look at populist it’s
on market ox hit beat ecq coin all these
exchanges but the main one is
finance look at the volume on that over
16 mil okay and everybody knows that
once you given by Nance the coin is
gonna move simple as that is the place
to be on the other hand let’s look up a
PI only on one decentralized exchange if
a delta volume is just ridiculously low
340,000 reason being is because if a
delta is an absolute pain to use not
many people user not people know how to
use it when I first started on there I
father was gonna tear my hair out
therefore they had the alpha release now
and they’re gonna have the better
release very soon
as soon as that comes out they’re gonna
hit different exchanges I assume when
they’re gonna hit different exchanges
the price is going to explode especially
if they hit finance because that’s what
usually the case that’s what happens
they have a platform out it’s not just a
fancy white paper like with most of the
coins existing clients existing
partnerships big market ridiculously big
market okay and if we just compare it to
populous then I believe there is a big
room to grow definitely one of the
currencies to watch out in 2018
currently trending at rank 111 and now
small and medium-sized enterprises
business loans lots of money in there
and this coin has a long way to go in my
opinion if you miss the popular strain
then paipai is the one for you now I
miss the popular strain I very rarely
buy off the market anymore because I’m a
stingy bastard I even buy a pre-sale or
I cos however weigh the potential I see
in this if it has the same potential as
populist and they are in the same market
therefore I believe this has a long way
to grow I may make an exception
especially with how do I say with the
benefits of passive income which I will
go to in the minute however of course do
your own research a quick glance are the
team industry professionals this lady
here verneka is the technology editor
for conduct
one of the most respected accounting
news and information sources in the
industry and funneled Anthony delaurio
founded the etherium platform along with
metallic material and others deloria’s
also the founder of Jacksonville’s it
opened block chain wallet which is
currently used by over 400,000 crypto
enthusiasts amongst many of his of
accomplishments everyone here basically
they have a solid team okay
professionals MBA holders years and
years in the industry so they know what
they do
you
check this out guys I’m really starting
to understand you know so you’re giving
money out or lending money to an actual
business directly in form of the paper
tokens that PPP abbreviation and you can
earn from 2 to 15 percent per month
interest rates depending on the part of
the world that the SME smaller
medium-sized enterprise is located at
for the PPP tokens worth $10,000 so
let’s say you lent $10,000 to an actual
business you can collect 200 to $1,500
per month in interest passive income
all right that’s probably just fantastic
so you get your tokens back plus the
profit from the lending activity so
let’s let’s say you gave our you lend
our 10 grand to an actual business you
can get your 10 grand back plus the
interest on top Wow okay invoice
factoring one of the most secure kinds
of lending for business with the least
amount of risk
okay so lending to a business is a lot
more secure than lending to an
individual paipai performs research on
the borrower and their business so
before you lend our any money you can
actually see the business’s seeds credit
score and PayPal does all the research
on your behalf the alpha version has
just been launched and is focused on the
credit scoring side of the platform
alpha is a working product and its data
is not manually input it’s not some
doujin that just sitting there putting
the data in no it’s being automatically
generated but platform’s algorithm that
fetches the data from the business is
connected accounting software and let me
just show you the diagram so you have
slicked-back 0 quickbooks online that
suit sage all this accounting software’s
from existing businesses fetch and
direct the data into paipai algorithm
the algorithm takes all that data
processes there and gives you a
score okay gives you data where you can
say okay yeah this looks safe this
business looks safe to lend my money to
and this one does it looks kind of shady
and dodgy I don’t think I’m gonna give
him a penny and then you make your
decision power so you become the bank
actually you can lend your money out to
an existing business collect your money
in a month plus interest on top
fantastic there for businesses rather
than actually going to a bank go through
a seven day process and 70% denial where
they’re gonna be turned away they can
just go to paper and say maybe I can
find a crypto jack or someone from else
who just wants to make a bit of money
and lend us money directly without all
the headache without all the third
parties directly it’s just gonna lend us
the money which is probably going to be
a lot cheaper than the bank anyway and
then we’re going to give it back to him
so this is what this platform in this
coin is all about now I think now you
have the idea of what pay PI’s value
proposition is we’re gonna have a look
at their alpha what happens well lovely
here we’re gonna have a look at the
Alpha platform see how it works see if
we can navigate our way around it and of
course if we can perhaps we can start
lending some money out and see if we can
actually get some passive income going
why not now ladies and gents low and
behold this is the alpha release
platform I will leave the link to this
in the description box absolutely free
to use I do suggest you sign up play
with if you’ve got a time because this
could be a passive income and very safe
to use free to use and you can generate
some passive income with it just by
lending money out to existing businesses
which you can judge by the credit score
and the credit score has been generated
by the paper software which took data
from the existing softwares of the
businesses again such as sage which is
like so commonly used everything
it’s done for you all the research all
the data is gathered for you for your
eyes and all you have to do is basically
decide if you want to give your money
how long you want to give it for and
what percentage you want to give it for
that’s my understanding of it
so basically I’ve already created an
account very easy to just pop your
details in there click log in and then
you come up with this now you have that
apple pie adventures maple pay syrup
this is the first time I’m in here so it
tells you the risk score this one is low
risk so you might think okay yeah I can
stick a grand in there and this one says
medium risk and you’re like why I don’t
know about that or I might give you a
little bit of money ball charger are
much higher rate because it’s a lot
riskier now you’re your own bank and it
kind of does feel empowering okay I’ll
just read through this quickly welcome
this is the very first public version of
the platform and we’re thrilled for
reaching this milestone it’s the first
of many true but still it’s very
rewarding here’s what’s this alpha
version is all about this I mean I could
have done a video and just said hi guys
check this out blah blah blah you
wouldn’t be you would have no idea why
you’re looking at but now you know what
the coin and the platform is about now
you actually know why you’re looking at
and how to navigate and what you can do
with it so this is the Alpha which means
that it’s a very basic version of how
the core will look like once it’s fully
done in other words it’s just a slight
taste and feel of the real big things to
come
I remember you’re going to be your own
bank okay however even despite being an
alpha the tremendously important thing
to have in mind is that the data you see
is being directly pulled from an
accounting solution where a plan
applying the paper credit risk
assessment algorithm to generate the
schools and results you see that’s
amazing yeah so it’s not just some fancy
date you see it’s real-life data from
real life company that’s being pulled
real life data that’s being pulled from
real life company directly by the paper
algorithm that’s why you seen in front
of your eyes also please email our team
regarding any feedback that we’d like to
share any at all we’re eager to hear
what you have to say so this is the
alpha and before they create in the
better so in this
suggestions you have or anything at all
email them okay
on a sidenote we have a potential
partnership being developed and they are
performing security audit and stress
tests on the platform so if you
experience any lag or crash that will
likely be a temporary issue for this
week only guys if you do have some spare
time jump in there 5-10 minutes have a
look around see what you think it could
be a potential at some point in the
future and finally now that the Alpha is
our our team is going full throttle and
developing the better version we expect
to have it launched very very soon
things are going better than ever as you
know better will bring all the wonderful
functionalities that you all want to see
stay tuned go ahead and enjoy the alpha
while you can because one last long so
let’s check it out so we have apple pie
ventures business industry it says it’s
in manufacturing business okay it’s been
connected on the 1st of the 30th 2018
and last downloaded from why understand
that’s the last update of its books that
happened on the 1st of the 30th which is
I think it’s today ok so let’s just
click on it it says medium school and
then it comes out with all these data
and we can actually we’re looking at a
real life business now we’re looking at
its numbers its stats a month by a month
everything that the accountant would
have access to or a bank would have
access to to actually in fact Bank
wouldn’t even have access to such
detailed data you have access to now and
you can judge whether you want to lend
this business your money in return to
collect some API the end of the map or
at the end of the year so overall it
says 23 delayed payments out of 50
invoices ok so which is probably why it
has a medium risk score I mean 23
delayed payments out of 50 you think oh
I don’t know about that may right last
month and there were two delayed
payments out of three invoices so it
looks like they’re not really wanna pay
on time so this is the sort of business
now if you did lend the money I mean if
you give them the benefit of the doubt
it probably would charge a much higher
rate just because you put in your money
at
of a risk so you look at that Bharat
balance sheet man you look at the loans
and advances receivables investments
they have current assets they have their
forty six thousands worth how much the
total assets are worth fifty nine grand
total debt they have ten grand you have
everything
payment trend in indicates a low current
total account balance forty four grant
remember this is updated every single
date life okay so it’s not like you’re
looking at old data
six months ago everything looks good but
now now the business is bankrupt and yet
you think it’s a good investment
no you’re looking at it today life at
its current health status so let’s look
at the profit and loss okay they had
seventeen thousand dollars worth of
sales and Jan and then 2015 they had ten
grand so and it looks like the sales are
currently growing okay total income 17
grand in January January 2016 it was 15
grand and the year before there was 10
ok total expenses looks like the
expenses are growing along with their
total income cash profit so and then you
have more data on top key indicators
like payment trend indicate a low credit
ratio 1.81
now I don’t know all these statistics I
will have to educate myself bar will be
playing around with this you know I mean
if I can add money from it why not I’ll
invest into a company I’m investing into
Krypton’s that are risky as hell so why
wouldn’t I invest into stable business
if I find one
okay so monthly history receivables
bloody bloody blow and then the
algorithm Cal calculates like me
personally I invest money into cryptos
into IC o—- spree shells that are
risky as hell so this to me I mean if I
can have all the data fetched for me I
was probably invest into a very low risk
company with the rates ago for about a
hundred okay this one is sixty to me I
was like I don’t know
not really but let’s have a look at you
have a company with lower risk so this
one says low risk 71 and let’s see so
this one had 26 delayed payments are out
of a hundred and one invoices last month
for delayed allows six months 16 the
late you know it happens then it says
credit ratio I don’t know what that
means tell you the truth receivables ten
grand
net profit demise 43,000 Depp to equity
zero and then once again we’re looking
to the total assets eighty two thousand
a little bit it looks like a slightly
bigger company than the one we looked at
before the profit loss so this is a
payment trend indicator moderate and of
course you have a little description of
the company maple syrup enterprises is a
real estate company focused on attending
class from Los Angeles and San Francisco
and so on and so on and so on this is a
very basic alpha version of the platform
and if you have some money to invest and
you like the idea of actually being a
bank and lending money out to existing
businesses this is the platform for you
and shouldn’t be risky at all you know
what
once the better version comes out I’ll
jump in there actually I’ll make a video
I’ll make a few videos I’ll lend a
little bit of money out not my life
savings or anything like that but I’ll
lend out companies that I believe that I
can’t lose like big enterprises or well
it says small and medium enterprises but
they are stable see how much money I
make I’ll post the video you guys can
have a look and I meantime do sign up
play around with it and once the better
version comes and hopefully we can
actually Stalin in some money I think
it’s pretty exciting that you can be and
you could say an investor angel investor
that sort of thing
so this is what paper coin is about this
is what they do
this is the platform this is why you can
use the platform for it’s just another
basically if you made some money in
crypto sand you just
have additional sources of some passive
income you can use paper platform and of
course there coin is absolutely
undervalued man just beyond ridiculous
currently trending out $2 as I’ve shown
before if you know how to use Aoife
Delta you can buy a buy it from there
okay two dollars twenty nine is gone up
slightly a bit if you look at the chart
I’m not a technical analyst but you can
see rising very slowly and at some point
it’s just going to catapult I reckon
it’s just a matter of fact at a matter
of time before it gets to other
exchanges at the moment really under the
radar so circulating supply 82 million
that’s pretty alright total supply 165
million there you go guys
this was you asked me for an undervalued
coin and this is what I demanded of me
absolutely he is to me this is a
wonderful pick I research there I’ll
give you as much information as I could
explain what the platform is where you
can use it for and then I went over the
platform itself
I reckon now you absolutely know what
Pape is you know what you can use what
the platform is for and however please
still don’t just take my word for a jump
in then stop buying everything up do
your own research and I hope this will
be of benefit to you if you like this
information I did try my best if I miss
something now please do excuse me I’m
only human I would and I click the like
button click the sub button and I’ll try
and bring you more quality news if you
want me to cover and you have a coins
please do leave a message I am trying to
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